Which lenders fund businesses and property in Northern Ireland?
The answer
16 lenders in Solon's directory state that they lend in Northern Ireland. By type, they are 5 clearing banks, 3 asset-based and asset-finance lenders, 1 regional or government-backed fund, 1 private-credit fund and 6 property-backed lenders. Alphabetically, they are AIB (NI), Assetz Capital, Bank of Ireland UK, Beach Point Capital, Blend Network, CrowdProperty, Danske Bank, Fiduciam, Funding 365, HSBC UK, Northern Ireland Investment Fund, Novuna Business Finance, Ortus Secured Finance, Simply Asset Finance, Ulster Bank and Upstream ABL.
Answered by Solon Corporate Finance from the lenders’ own published terms · Last reviewed 27 September 2026
How this list is drawn
A lender appears here when its published lending area names Northern Ireland, or when it lends only there. Lenders that cover England, Scotland and Wales but exclude Northern Ireland, or do not say, are not listed. Each lending-area statement was read by hand.
What to know
Northern Ireland has its own legal jurisdiction and land registry, and some lenders that describe themselves as UK-wide lend only in Great Britain as a result. The lenders below say they lend in Northern Ireland, across corporate lending, asset-based finance and property.
Danske Bank, Ulster Bank, AIB (NI) and Bank of Ireland UK are Northern Ireland's main business banks, with local relationship teams. The Northern Ireland Investment Fund lends only there. The other lenders below lend in Northern Ireland as part of a wider UK book, some only for particular products.
The lenders16
| Lender | Type | What they lend | Published range | Reviewed |
|---|---|---|---|---|
| AIB (NI) | TypeClearing banks · Clearing & relationship | LendsTerm loans, commercial real estate investment finance, development finance | RangeNot published | ReviewedSep 2026 |
| Assetz Capital | TypeProperty-backed · Commercial mortgages | LendsCommercial mortgage, development finance | Range£250k–£10m | ReviewedJun 2026 |
| Bank of Ireland UK | TypeClearing banks · Clearing & relationship | LendsLeveraged / acquisition finance | RangeNot published | ReviewedJun 2026 |
| Beach Point Capital | TypePrivate credit · Unitranche & senior direct | LendsEuropean lending solutions | Range£2m–£5m | ReviewedAug 2026 |
| Blend Network | TypeProperty-backed · Bridging & development | LendsDevelopment finance, bridging finance | Range£500k–£10m | ReviewedAug 2026 |
| CrowdProperty | TypeProperty-backed · Bridging & development | LendsDevelopment finance, bridging finance, refurbishment finance | Rangeup to £10m | ReviewedAug 2026 |
| Danske Bank | TypeClearing banks · Clearing & relationship | LendsTerm loans, revolving credit facilities, bridging loans | RangeNot published | ReviewedSep 2026 |
| Fiduciam | TypeProperty-backed · Bridging & development | LendsBusiness bridge, bridging & refurbishment, ground-up development finance | Range£1m–£35m | ReviewedAug 2026 |
| Funding 365 | TypeProperty-backed · Bridging & development | LendsResidential bridging, light refurbishment bridge, heavy refurbishment bridge | Rangeup to £5m | ReviewedAug 2026 |
| HSBC UK | TypeClearing banks · Clearing & relationship | LendsSenior secured term loans, revolving credit facilities, trade and working-capital finance | Rangefrom £5m | ReviewedJul 2026 |
| Northern Ireland Investment Fund | TypeRegional funds · Regional & government-anchored funds | LendsDevelopment / regeneration debt | Range£3m–£30m | ReviewedAug 2026 |
| Novuna Business Finance | TypeAsset-based · Asset finance & leasing | LendsHire purchase, finance lease / operating lease, project finance | Range£500k–£15m | ReviewedAug 2026 |
| Ortus Secured Finance | TypeProperty-backed · Commercial mortgages | Lends5-year commercial mortgage, commercial bridging, projection-led commercial bridge | Rangeup to £25m | ReviewedAug 2026 |
| Simply Asset Finance | TypeAsset-based · Asset finance & leasing | LendsAsset finance, asset equity release | Rangeup to £10m | ReviewedJun 2026 |
| Ulster Bank | TypeClearing banks · Clearing & relationship | LendsTerm loans, acquisition finance, real estate investment and development finance | RangeNot published | ReviewedSep 2026 |
| Upstream ABL | TypeAsset-based · Asset-based lending | LendsStructured asset based lending, invoice finance, trade finance | RangeNot published | ReviewedAug 2026 |
A reference list drawn from each lender’s published material, informational and not a ranking or a recommendation. Each name links to the lender’s profile, where the sources are listed.