Siemens Financial Services
The financing arm of Siemens, combining equipment finance with project, structured and corporate lending across healthcare, industrial, data centre, energy and infrastructure assets.
What they do
Siemens Financial Services lends in the UK from its own balance sheet, funded through the group's treasury. Its range runs wider than a captive lessor's: asset finance and leasing on equipment, project and structured finance for infrastructure and energy, corporate lending, and equity investment alongside. Recent UK activity spans battery storage and data centre investment, and healthcare projects at hospital scale. Every financing is structured individually, and nothing is priced publicly.
Where they fit in a lower-mid-market raise
For an equipment-heavy or energy-related project, this is a lender that can fund the machines, the infrastructure around them and sometimes take equity, which is a combination almost nothing else in the market offers. Where a business is buying Siemens technology, the finance arm is the natural first conversation. Project tickets typically sit above a £3–15m raise, so the relevant products here are usually asset finance and structured lending on a specific asset.
Where they are not the fit
Ticket sizes are not published and the project finance business operates well above lower-mid-market scale, so a modest corporate requirement can fall through the gaps. There is no standard product set to compare: everything is bespoke, which takes time. A conventional trading-company acquisition without a large asset at its centre is outside what this business does.
Published terms
- Pricing
- Not published
- Speed to terms
- Not published
- Sponsored or sponsorless
- Primarily corporate appetite across all product lines; project/equity finance transacts with both sponsor-led and corporate borrowers (e.g. Zenobe battery storage, Kao Data equity investment July 2026)
- Where they lend
- UK-wide (GB); global capability for cross-border structured transactions
- How they decide
- Bespoke credit process; 'a financing agreement can only be considered based on individual circumstances'. UK legal entity is Siemens Financial Services Limited (Companies House 00646166), incorporated 1962, active
As published by the lender and last reviewed August 2026. Terms quoted on a deal are set by the credit, not by a published band.
The desks that lend
Siemens Financial Services lends through 4 separate books. Which one reads a deal decides the security, the covenant package and the band, so the question is rarely whether Siemens Financial Services lends, but which of these would own it.
Asset finance (equipment & technology leasing)
- Security
- Asset security (hire purchase, finance lease, sale and leaseback); equipment from all manufacturers accepted
- Funds
- Acquisition · Growth · Refinance
Project & structured finance
- Security
- Senior secured project debt; can lead, arrange or participate; public-private partnership structures; bond financing
- Funds
- Acquisition · Growth · Refinance
Corporate lending
- Security
- Senior secured corporate loans; asset-based lending; mezzanine available
- Funds
- Acquisition · Growth · MBO · Refinance
Equity finance
- Security
- Common equity, preferred equity and mezzanine investments in infrastructure and industrial projects
- Funds
- Acquisition · Growth
How they sit against the category
- Like 29 of the 40, it publishes no indicative price — a margin comes from a conversation, not a page.
- It lends through 4 distinct desks, where most firms here run one or two.
Counted across the 40 asset-based & asset-finance lenders in this directory, on what each one publishes. What a lender discloses and what it will do are different things.
Questions this page answers
Does Siemens Financial Services lend to companies without a private-equity sponsor?
Yes. Siemens Financial Services lends to owner-managed and sponsor-backed borrowers alike, so a company with no private-equity backer is not out of scope on that ground.
Where does Siemens Financial Services lend?
UK-wide (GB); global capability for cross-border structured transactions.
What does Siemens Financial Services lend?
The published product set is asset finance, project & structured finance, corporate lending, equity finance. Published sector focus is clean energy, construction, data centre, energy, healthcare.
On the record
2026: Equity investment in Kao Data (UK data centre operator; undisclosed stake; minority; joined Goldacre, L&G, Infratil.
2024: Mandated lead arranger, Zenobe Energy Blackhillock and Kilmarnock battery storage project finance (Scotland.
2023: £330m project finance for Velindre Cancer Centre (Wales) - attributed to Siemens Bank GmbH, parent entity.
Sources: siemens.com
This profile is a curated reference note drawn from public sources, not financial advice or a recommendation. Appetite and terms change; a lender's fit for a given credit is established by approaching it, not inferred from a page.