FGI Finance
A New York-headquartered asset-based lender now owned by Goldman Sachs Alternatives, writing cross-border facilities of roughly £3m to £30m from a London office.
What they do
FGI Finance lends against receivables and inventory on a global basis, structuring one facility across jurisdictions rather than separate lines per country. Its UK partnership has been established in London since 2007, and it lends to UK borrowers directly as well as within cross-border structures. The wider group was acquired by Goldman Sachs Alternatives, which strengthens the funding base behind the lending. Sterling facilities are quoted in the £3m to £30m range, and origination comes both directly and through private-equity sponsors.
Where they fit in a lower-mid-market raise
Cross-border is the point of difference. Where a UK company has receivables or inventory in the United States, Canada or continental Europe, most domestic asset-based lenders will only advance against the UK ledger, and the funding available shrinks accordingly. This lender underwrites the whole picture in one facility. A recent UK case involved a business that had outgrown its clearing bank and needed more than the domestic ledger would support.
Where they are not the fit
For a purely domestic single-entity borrower there is less to distinguish it from a UK asset-based house, and the domestic specialists will usually be cheaper. Receivables from countries prohibited under US, UK or Canadian law cannot be funded. The UK book is part of a US-led platform, so a UK-only facility floor is not separately published and is worth confirming.
Published terms
- Pricing
- Not published
- Speed to terms
- Not published
- Sponsored or sponsorless
- Both. A.T. Cross facility was referred by private equity sponsor Transom Capital; A2 Global backed by Wynnchurch Capital - evidence of sponsor-referred origination. Also lends to corporates directly, including distressed/high-growth situations
- Where they lend
- US-HQ global ABL platform. UK office at 4 Fulwood Place, London WC1V 6HG (FGI FINANCE UK LLP, OC332029, active, incorporated 12 Oct 2007).
As published by the lender and last reviewed August 2026. Terms quoted on a deal are set by the credit, not by a published band.
What rules a deal out
Stated limits, taken from FGI Finance’s own published criteria. A limit is where a lender starts from, not where it always ends: several of these move on a strong enough credit.
- Will not fund receivables from countries prohibited by US, UK or Canadian law
- US-HQ platform: UK-book capacity confirmed by UK case activity but no separately published UK-only facility floor (band is the GBP-denominated Capitalise directory figure)
- Specialises in cross-border or multi-jurisdictional situations - purely domestic single-entity UK deals may be less differentiated vs UK-domestic ABL houses
How they sit against the category
- Its published ceiling is £30m; 11 of the 40 asset-based lenders here go at least as high.
- Like 29 of the 40, it publishes no indicative price — a margin comes from a conversation, not a page.
Counted across the 40 asset-based & asset-finance lenders in this directory, on what each one publishes. What a lender discloses and what it will do are different things.
Questions this page answers
How large a facility does FGI Finance write?
Published facilities run £3m to £30m. A band is what a lender states it will do, not what it will do on a given credit.
Does FGI Finance lend to companies without a private-equity sponsor?
Yes. FGI Finance lends to owner-managed and sponsor-backed borrowers alike, so a company with no private-equity backer is not out of scope on that ground.
Where does FGI Finance lend?
US-HQ global ABL platform. UK office at 4 Fulwood Place, London WC1V 6HG (FGI FINANCE UK LLP, OC332029, active, incorporated 12 Oct 2007).
What does FGI Finance lend?
The published product set is global asset-based line of credit.
Sources
This profile is a curated reference note drawn from public sources, not financial advice or a recommendation. Appetite and terms change; a lender's fit for a given credit is established by approaching it, not inferred from a page.