Private-credit & direct-lending funds

Triple Point

London-based private markets manager with a dedicated private credit arm lending directly to UK SMEs and mid-market businesses across cashflow, asset and specialty finance structures.

What they do

Triple Point is an FCA-regulated private markets manager (founded 2004, c.£2.9bn group AUM) whose Private Credit division lends directly to UK businesses across six product lines: SME Debt Finance (cashflow loans, sponsor and non-sponsor), Corporate Leasing and Lending (asset finance and working capital), Specialty Finance (wholesale/warehouse lines to other lenders), Property Development Finance, Fund Finance (GP/sub-line/NAV), and Public Sector Finance. The SME Debt Finance team targets event-driven transactions — acquisitions, buy-and-build, organic growth — for both PE-backed and owner-managed businesses. The corporate leasing book covers hard and soft assets on 1–7 year terms. All lending is relationship-led and introduced via intermediary partners.

Where they fit in a lower-mid-market raise

Triple Point is a credible first call for lower mid-market businesses seeking £3–15m of senior or unitranche acquisition or growth debt, particularly where a clearing bank would require excessive covenant rigidity or where speed and structural flexibility matter. Their explicit sponsor coverage and non-sponsor appetite makes them usable across both PE-backed and founder-led mandates. The corporate leasing book is relevant where the facility is asset-backed and the borrower needs working capital or capex flexibility rather than pure cashflow lending.

Where they are not the fit

Less suited to businesses below £1–2m EBITDA where the ticket falls below their practical minimum. Their wholesale/specialty finance product is aimed at other lenders, not operating companies. Property development mandates go to a separate team with its own eligibility (experienced developer, residential, max 65–70% LTGDV). Businesses requiring a listed-market or AIM-denominated instrument are not a fit — Triple Point focuses on private, unquoted companies.

On the record

  • Triple Point Investment Management LLP is FCA-authorised with firm reference number 456597; Triple Point Administration LLP holds FRN 618187.

    FCA Register

  • Triple Point was founded in 2004 and manages approximately £2.9bn of assets across private credit, housing, energy transition and venture strategies (as at April 2025).

    Alternative Credit Investor, April 2025

  • The Private Credit division deployed over £1 billion in 2024.

    Triple Point — About Us

  • Triple Point employs 240+ people (as at 31 March 2026).

    Triple Point — About Us

  • Triple Point received B-Corp certification in 2023 with a score of 97.6.

    Triple Point — About Us

  • Triple Point arranged £21m of facilities for a UK manufacturer via its SME Debt Finance team (announced 2025 on LinkedIn).

    Triple Point / LinkedIn

  • Triple Point secured a £40m corporate revolving credit facility for MT Finance, a property finance lender, via its Specialty Finance (wholesale) team.

    Triple Point — News

  • Corporate Leasing and Lending facility range is publicly stated as £1m–£30m on terms of 1–7 years.

    Triple Point — Corporate Leasing and Lending

  • Property Development Finance is offered up to £20m at maximum 65–70% of gross development value, targeting residential and mixed-use schemes.

    Triple Point — Property Lending

  • Ranked in Experian M&A Review FY2024 as a top UK debt provider.

    Triple Point — SME Debt Finance

  • Triple Point's SME Debt Finance team originated the senior debt for the acquisition of Water Babies (world's largest baby swim school) by Elmsley Capital and Westerly Group.

    Triple Point — Case Study

This profile is a curated reference note drawn from public sources, not financial advice or a recommendation. Appetite and terms change; a lender's fit for a given credit is established by approaching it, not inferred from a page.