ASK Partners
A property lending platform half-owned by OakNorth Bank, writing senior bridging and development finance from £5m to £80m, with mezzanine and joint-venture equity alongside.
What they do
ASK Partners originates property loans funded by institutional investors, family offices and individuals through its own platform, with OakNorth Bank holding half the business and co-lending on transactions. The range runs from senior bridging and development finance to mezzanine and joint-venture equity, so a scheme's whole capital structure can come from one relationship. More than £200m has been deployed since the end of 2024, across London, the South East, Yorkshire, the East Midlands and Wales.
Where they fit in a lower-mid-market raise
Where a property scheme needs more than senior debt, this is a lender that can arrange the junior layers too rather than sending the sponsor to find them. A bank co-lending alongside platform capital gives more certainty of funds than a marketplace alone. Ticket sizes from £5m upwards cover the top half of a £3–15m requirement comfortably.
Where they are not the fit
Everything observed here is property-secured, and there is no lending to trading businesses on earnings. An experienced sponsor with a track record is expected, so a first-time developer is a harder case. The floor of around £5m puts smaller requirements out of range, and pricing is not published.
Published terms
- Pricing
- Not publicly disclosed; no ASK-specific rate found; market context for comparable specialist lenders is broadly 8-12% pa gross depending on loan to value and product
- Speed to terms
- Not published
- Sponsored or sponsorless
- Property-developer/investor sponsor-focused; all observed deals are property-secured; no corporate (EBITDA-based) lending observed
- Where they lend
- UK-wide; deals evidenced across London boroughs, Slough, Hove, Yorkshire, East Midlands, Swansea, Guildford
- How they decide
- Relationship-led; 50% owned by OakNorth Bank but operates independently; described as prioritising experienced sponsors and complex transactions
- Search funds and ETA
- No published route for search-fund or first-time acquirer borrowers
As published by the lender and last reviewed August 2026. Terms quoted on a deal are set by the credit, not by a published band.
The desks that lend
ASK Partners lends through 4 separate books. Which one reads a deal decides the security, the covenant package and the band, so the question is rarely whether ASK Partners lends, but which of these would own it.
Senior bridge loan
- Facility
- £5m to £80m
- Security
- First charge over real estate; all property-secured
- Funds
- Acquisition · Growth · Refinance
- Rules out
- Non-property-secured deals not observed; EBITDA/leverage underwriting not applicable; No evidence of lending to non-property businesses
Senior development finance
- Facility
- £5m to £80m
- Security
- First charge over development site; multi-phase drawdown
- Funds
- Growth · Refinance
- Rules out
- Requires experienced sponsor/developer track record
Mezzanine finance
- Security
- Second charge over real estate
- Funds
- Acquisition · Growth
JV equity
- Security
- Equity co-investment alongside experienced property developer/sponsor
- Funds
- Acquisition · Growth
How they sit against the category
- Its published ceiling of £80m is among the 10 highest of the 75 property-backed lenders here.
- It starts higher than all but 4 of them, at £5m.
- 65 of the 75 publish an indicative price at all; it is one of them.
Counted across the 75 property-backed lenders in this directory, on what each one publishes. What a lender discloses and what it will do are different things.
Questions this page answers
How large a facility does ASK Partners write?
Published facilities run £5m to £80m. A band is what a lender states it will do, not what it will do on a given credit.
Does ASK Partners lend to search funds or ETA buyers?
Not on the published evidence. ASK Partners publishes no route for search-fund or first-time acquirer borrowers. A searcher's route to a lender usually runs through the quality of the target and the equity behind it.
Where does ASK Partners lend?
UK-wide; deals evidenced across London boroughs, Slough, Hove, Yorkshire, East Midlands, Swansea, Guildford.
On the record
June 2026: £19.8m senior development facility, mixed-use self-storage scheme, Guildford (Compound Real Estate.
February 2026: £9.6m senior loan, Premier Inn acquisition, Swansea Waterfront (ME Asset Management.
October 2025: £77.95m senior development facility, Notting Hill 133+ apartment resi dev (Bodker/Echlin JV.
2025: £13m senior development finance, 119-unit residential scheme, Slough (3-year term.
2024: £25m bridge, mixed-use redevelopment, Hove (9 months.
Sources: askpartners.co.uk
This profile is a curated reference note drawn from public sources, not financial advice or a recommendation. Appetite and terms change; a lender's fit for a given credit is established by approaching it, not inferred from a page.