Lendhub
A non-bank principal writing bridging and development finance of £100k to £10m in England and Wales, with heads of terms inside a day and no exit fees.
What they do
Lendhub lends against property from a blend of its own discretionary capital and institutional funding lines, the first added in 2019 and more since, with a separate line behind its development lending. Bridging is priced from 0.79 per cent a month on its own materials, with serviced, retained, part-retained or rolled interest and no exit fees, and heads of terms issued within about a day. Distribution is broker-led through the main intermediary associations, with credit taken in house.
Where they fit in a lower-mid-market raise
For a property-rich trading business, an operating and property company structure, or a development exit, this is a straightforward lender with enough range to fund most of a lower-mid-market property requirement and enough flexibility on interest treatment to match the cash profile of the asset.
Where they are not the fit
Lending is limited to England and Wales, unregulated only, and secured on property in every case. Funding blends own capital with institutional lines, so certainty of funds is good but not the absolute certainty a pure own-book lender offers. Nothing here funds a trading business on cashflow.
Published terms
- Pricing
- Bridging rates from 0.79% per month (own site); BLD lists starting rates from 0.49%; no exit fees; serviced/retained/part-retained/rolled options
- Speed to terms
- Heads of Terms within ~1 day (own site)
- Sponsored or sponsorless
- Property-professional or developer and portfolio-landlord borrowers; asset-backed bridging and development, not corporate cash-flow lending. Corporate/mixed-use trading-property bridging plausible within band
- Where they lend
- England and Wales only
- How they decide
- Direct principal lender; Heads of Terms within one day; broker-led (NACFB and FIBA member); in-house credit with institutional funding lines behind development lending
As published by the lender and last reviewed August 2026. Terms quoted on a deal are set by the credit, not by a published band.
What rules a deal out
Stated limits, taken from Lendhub’s own published criteria. A limit is where a lender starts from, not where it always ends: several of these move on a strong enough credit.
- Property security required
- England and Wales only
- Non-regulated bridging only
- No appetite in non-property lending
How they sit against the category
- Its published ceiling is £10m; 54 of the 75 property-backed lenders here go at least as high.
- 65 of the 75 publish an indicative price at all; it is one of them.
Counted across the 75 property-backed lenders in this directory, on what each one publishes. What a lender discloses and what it will do are different things.
Questions this page answers
How large a facility does Lendhub write?
Published facilities reach £10m, and the bottom of the published range is small-ticket business rather than a corporate facility. A band is what a lender states it will do, not what it will do on a given credit.
How quickly does Lendhub move?
Heads of Terms within ~1 day (own site). Published timetables describe a clean case; anything unusual in the security or the structure adds to them.
Where does Lendhub lend?
Lendhub lends in England and Wales only.
On the record
October 2025: secured new funding line to expand residential-led development finance across England and Wales (bridgingandcommercial.co.uk.
2024: completed £13m portfolio refinance bridging loan.
2024: £2.52m bridging on complex security; £2.5m hybrid development loan.
2024: launched 85% LTV refurbishment product.
Sources: lendhub.co.uk · bridgingloandirectory.co.uk
This profile is a curated reference note drawn from public sources, not financial advice or a recommendation. Appetite and terms change; a lender's fit for a given credit is established by approaching it, not inferred from a page.